M. Kaylor Living Estate

1. REGISTRATION. All bidding is open to the public. However, you must first read the terms and condition and register to bid.

2. PAYMENT. Invoices will be sent within 24 hours after the sale. Please make your payment online where available, during pick up with cash or good check or by credit card (5% card fee applies). Payment must be made within 3 days of the auction. If no payment is made, or payment is declined your account will be disputed and banned from future sales.

3. PICK-UP. Pick up is the Monday and Tuesday FOLLOWING THE AUCTION from 10:00am to 4pm. Pick up location is usually at our auction house, 471 Frankfort Rd, Shelbyville KY 40065. While you are welcome to set up your own transport service, the pickup conditions still apply. Occasionally pick up will be at the seller's location, in the event of an on-site pick up, Lot 1 will have the pick-up information, times and general city. The full address will be included on the winning bidders invoice to protect the sellers privacy. On a rare case-by-case basis we may be able to make an exception to the pick-up times for in house pick up only. A $10 per day storage fee will apply.

4. SHIPPING. Shipping may take 2 to 4 weeks. Bidders with an out of state address will automatically be set to ship unless pick-up arrangements are made during the pick-up days. We ship through a local 3rd party company, Fragile Pack, 502-423-0000. They collect all paid for items every Thursday (subject to change if schedules conflict), take them back to their location, pack it all up and will call you directly to verify the shipping address, collect shipping payment and provide all tracking information. Failure to complete the shipping, refusing to complete the shipping or in the event items are returned by the shipper due to no contact the items will be forfeited, your account will be disputed and banned from future sales, no refund will be issued. Shipping estimates unable to be given by the house and requests will be ignored. You can however, call the shipper directly.

5. FORFEITURE OF ITEMS. Failure to pick up items during the scheduled pick-up times, failure to complete shipping or having items returned from the shipper due to not being able to connect with you will result in forfeiture of items, there will be no exceptions.

6. REFUNDS. All sales are final, no refunds, no exceptions.

7. TAXS & EXEMPT. Out of state buyers taking possession of the item(s) in Kentucky will be subject to pay KY 6% sales tax unless you are tax exempt. If you are tax exempt, you will need to have the tax exemption documentation already added to your account prior to participating in our auction. Swisher Bros. Auction has no authority to remove taxes off an invoice and the invoice payment will be due in full. Please call the auction site home office for assistance.

8. CONDITION / REPORTS. Items are likely to be previously owned, Buyer must rely on own visual inspection regarding the usability of items purchased. Auctioneer and staff make no guarantees or warranties, expressed or implied. Any condition statement given is done as a courtesy to a potential bidder or Buyer, is done so as honestly and accurately as possible to the best of our knowledge, is only an opinion and should not be treated as a statement of fact. Swisher Bros. Auction shall have no responsibility for any error or omission in description. The absence of a condition statement does not imply that a lot is in perfect condition or completely free from wear and tear, imperfections, or the effects of aging. Any statements made by Swisher Bros. Auction with respect to a lot, whether in a condition report, Swisher Bros. Auction catalog, or on the Swisher Bros. Auction website, orally or in writing, are intended as statements of opinion only, , are given as honestly and accurately as possible to the best of our knowledge, are not to be relied upon as statements of fact, and do not constitute representations or warranties of any kind. Any description of a lot's dimensions and weights is as close to accurate as possible but still an approximate. Descriptions we make about lots may not describe all faults or restorations. No description or report about a lot is a substitute for your own examination of a lot.

9. ANNOUNCEMENTS. Announcements made on the day of sale take precedence over printed material or any oral statements that have been made. Once the auctioneer says sold that item becomes yours. All sales are final. Items may be added, withdrawn, updated or corrected without notice prior to the sale date.

10. RESERVE. In the event a consignor requests a reserve price, neither Auctioneer, Agents nor the Sellers shall disclose the minimum reserve price. As agents of the seller, we have a fiduciary responsibility to not disclose the reserve price.

11. OTHER. In person federal background checks $10 per application. In the event an item is shipped by us directly the buyer will be required to pay for packing supplies as well as shipping.

**All gun sales abide by federal and state law. FFL's must be sent to Swisherbrosauction@gmail.com**

**By placing your bid online you will be required to pay for what you win, no exceptions.**