The Holt Estate: Silver, Belknap, Trains

1. REGISTRATION. All bidding is open to the public. However, you must first read the terms and conditions before registering to bid as they are strictly adhered to and contain important information.


2. MULTI-PLATFORM BIDDING. All auctions are conducted simultaneously across multiple online bidding platforms. Bids shown as a "Floor Bidder" represent bidders participating from another platform.You may appear as the High Bidder on your selected platform but must outbid all competing bidders across every platform to win the lot. Platform notifications or pop-ups may not reflect the final result; the invoice issued by Swisher Bros. Auction determines the official winning bid. Pre-bidders are encouraged to bid at least one increment above their intended maximum. However, bidding LIVE during the auction provides the best opportunity to secure your item, as it allows you to continue bidding in real time against competing bidders.


3. PAYMENT. Invoices will be sent within 24 hours after the sale. Please make your payment online where available, during pick up with cash or good check or by credit card (3% card fee applies). Payment must be made within 3 days of the auction. If no payment is made, or payment is declined your account will be disputed and banned from future sales.


4. PICK-UP. Pick up is ONLY offered Monday 08/31/2026 and Tuesday 09/01/2026 from 10am to 4pm. Pick up location is at 471 Frankfort Rd, Shelbyville KY 40065 . While you are welcome to set up your own transport service, the pickup conditions still apply. No items will be transported from the location to our auction house for any person, for any reason. If you are unable to collect or make arrangements on these days, we kindly ask that you do not bid. Bidder's failing to collect, transport, or ship their items will be subject to forfeit, no refunds will be given. On the rare chance a pick up accomodation is extended there will be a $10 per day storage fee.


5. SHIPPING. Shipping may take 2 to 4 weeks. We STRONGLY encourage all bidders wanting their items shipped to select "Self Arranged" instead of "Live Ship" as it is often a much faster and cheaper shipping experience. All paid for items will be collected by the shipper on the Thursday following the sale. Once they have the items ready to ship they will reach out to you directly to verify your shipping address, collect shipping payments and provide tracking info.


6. PRE-BIDDING vs ONLINE BIDDING. All platforms offer pre-bidding. However, you will only be the "high bidder" on your platform. There may be higher bids on the other platforms that exceed your bid. We encourage to you bid LIVE when able. Pre-bidders are encouraged to bid at least one increment above their intended maximum. However, bidding LIVE during the auction provides the best opportunity to secure your item, as it allows you to continue bidding in real time against competing bidders.


7. FORFEITURE OF ITEMS. Failure to pick up items during the scheduled pick-up times, failure to complete shipping or having items returned from the shipper due to not being able to connect with you will result in forfeiture of items, there will be no exceptions.


8. REFUNDS. All sales are final, no refunds, no exceptions. No warranties or guarantees. All items are selling in As Is/As Found Condition.


9. TAXES & EXEMPT. Due to auction website guidelines all bidder's subject to pay sales tax (either in your state of residence or KY, depending on where possession is taken) unless you are tax exempt. If you are tax exempt, you will need to have the tax exemption documentation already added to your account prior to participating in our auction. Swisher Bros. Auction has no authority to remove taxes off an invoice and the invoice payment will be due in full. Please call the auction site home office for assistance.


10. CONDITION / REPORTS. Items are likely to be previously owned, Buyer must rely on own visual inspection regarding the usability of items purchased. Auctioneer and staff make no guarantees or warranties, expressed or implied. Any condition statement given is done as a courtesy to a potential bidder or Buyer, is done so as honestly and accurately as possible to the best of our knowledge, is only an opinion and should not be treated as a statement of fact. Swisher Bros. Auction shall have no responsibility for any error or omission in description. The absence of a condition statement does not imply that a lot is in perfect condition or completely free from wear and tear, imperfections, or the effects of aging. Any statements made by Swisher Bros. Auction with respect to a lot, whether in a condition report, Swisher Bros. Auction catalog, or on the Swisher Bros. Auction website, orally or in writing, are intended as statements of opinion only, are given as honestly and accurately as possible to the best of our knowledge, are not to be relied upon as statements of fact, and do not constitute representations or warranties of any kind. Any description of a lot's dimensions and weights is as close to accurate as possible but still an approximate. Descriptions we make about lots may not describe all faults or restorations. No description or report about a lot is a substitute for your own examination of a lot during preview times.


11. ANNOUNCEMENTS. Announcements made on the day of the sale take precedence over printed material or any oral statements that have been made. Once the auctioneer says sold that item becomes yours. All sales are final. Items may be added, withdrawn, updated or corrected without notice prior to the sale date and time.


12. RESERVE. In the event a consignor requests a reserve price, neither Auctioneer, Agents nor the Sellers shall disclose the minimum reserve price. As agents of the seller, we have a fiduciary responsibility to not disclose the reserve price.


13. OTHER. In person federal background checks $10 per application. In the event an item is shipped by us directly the buyer will be required to pay for packing supplies as well as shipping.


14. CONSIGNORS RIGHTS. The consignor has the right to place a reserve on any item. The auction house will not disclose the reserve price. Consignors are also able to update/remove any lots up until the item is sold. In rare instances the item may be unable to be removed from the auction platform due to timing and would be "passed" in the auction. At no time will an item that is passed be sold to a bidder.


15. ERRORS. Any and all selling errors that might or could happen, whether by electronic or human, are accidental and never intentional or malicious. In the event of a selling error the item will be removed from an invoice.


**All gun sales abide by federal and state law. FFL's must be sent to Swisherbrosauction@gmail.com**


**By placing your bid online you will be required to pay for what you win, no exceptions. **